We understand that buying a home is a major decision for you that can be filled with concerns. Our task is to help you find a home that meets your needs and to make the home buying process efficient, stress-free and successful. As your Clevelanders Create Real Estate professional, our goal is to help you find the right home.
Dream it.
It all begins with a thought, dream or Idea. Maybe you want to enjoy life in a small country ranch style home or maybe even a Mansion overlooking lake Erie . Maybe you want to buy investment property to experience the life of a Landlord Or maybe you have a creative home design that you have in mind. Whatever it is, Knowing exactly what this home is can make all the difference.
Find it.
When is the last time that you actually enjoyed shopping for or selling real estate in Cleveland, OH? Whether you are looking to buy that perfect starter home or looking to add to your current investment portfolio the team at Clevelanders Create Real Estate Team is here to help. We offer an experienced team of real estate professionals that know what it takes to help you find the right property at the right price point, and in the right area. If it’s out there, we can find it,
Buy it.
If you find yourself looking for a dependable, reputable real estate agent that serves Cleveland, Ohio look no further than the friendly agents at Coldwell Banker Schmidt Realty, we love our jobs and love the people that we work with within the Greater Cleveland, Ohio and the surrounding suburban area. What that means for you is a dedicated team of real estate experts that will go the extra mile to help you get into the house that you have been dreaming of or help you sell your current home or property with equal ease. Clevelanders Create Team. helping you make your dream of home ownership in Cleveland a reality.
YOUR FIRST STEPS
Determine your needs and priorities
Review "agency" choices and select appropriate working realationship
Discuss financing options
GET FINANCING
Find a mortgage company
Consult with a loan officer
Pre-qualification
Complete loan application
Obtain loan pre-approval
Provide requested documentation
FIND THE RIGHT HOME
Sales associate to show you properties based on your criteria
Evaluate each property with sales associate
Choose the right home
REACH AN AGREEMENT WITH THE SELLER
Present your offer
Negotiation of terms and possible counteroffers
Agreed-upon sales contract with seller
COMPLETE THE SETTLEMENT PROCESS
Deposit of earnest money
Review seller's property disclosures
Review preliminary title report
Roof, termite and other inspections
Remove any remaining contingencies
Arrange for homeowners insurance
Arrange for home warranty
Arrange for movers
Final walk-through of property with sales associate
Provide balance of down payment and closing costs
Sign Documents
Loan Funding
GET FINANCING
Property appraisal
Loan processing
Final loan approval
Recording of title
Receive keys from sales associate
Move in
FIND PROPERTIES AND NEIGHBORHOODS THAT MEET YOUR NEEDS BASED UPON YOUR REQUIREMENTS
Pre-select properties that match your criteria and pre-schedule showing appointments.
Network to gain information about properties that may not yet have reached the open market.
Provide sources of information on questions of interest to you, such as schools, neighborhoods and transportation.
Prepare a preliminary estimate of the costs associated with buying a property.
HELP YOU OBTAIN THE FINANCING YOU MAY NEED FOR A HOME PURCHASE.
Provide you with the information on becoming pre-qualified or pre-approved for a mortgage.
Help you find a reliable financial institution.
ASSIST IN PREPARING A PURCHASE OFFER ON THE PROPERTY OF YOUR CHOICE.
Review information on sales of comparable homes to help you decide on the price and financing terms that you want to offer.
Review with you the seller's written disclosure statement.
Provide you with advice and information on other terms for you to consider, such as possession date and personal property.
Recommend that you obtain professional home, termite or other inspections. I will review the inspection reports with you.
Where appropriate, recommend that the purchase be contingent on a professional appraisal of value.
Explain to you the option of a home warranty, which can reduce your liability.
REPRESENT YOU IN THE TRANSACTION WITH THE SELLER.
Present your offer to the seller, through their real estate professional.
Negotiate in your best interests to reach an agreement that is acceptable to you.
WORK TO PROTECT YOUR BEST INTERESTS DURING THE ENTIRE TRANSACTION.
Review with you the preliminary title report and other documents pertaining to the condition and status of the property.
Work with the seller's broker, the lender and others to see that all requirements of the purchase agreement are satisfied and to help keep the transaction on schedule.
Keep you informed of the progress of the transaction.
Accompany you on a walk-through of the property before closing and assist you in managing any problems discovered.
Follow up on a any remaining details after the close of the sale, and provide you with information on additional services that you may need.